The car insurance market of South Africa has emerged to a great extent of late with the advent of some reliable and good companies in the arena. Moreover their policies and services too have improved the insurance sector a lot. The days are gone when people get a headache just thinking of auto insurance. That was a time when the brokers used to eat your heads with their nonstop talking of benefits with thousands of hidden terms and conditions that you never knew. Then, when you would go to claim your right, you found only lies and misguided information! But the scene of auto insurance has changed a lot. Companies like Absa IDirect Insurance have brought lot of change to the car insurance market of South Africa!

What is IDirect Insurance?

IDirect Insurance Company offers motor or auto-insurance for your vehicles at retail value. This means that if you are in a loss with your car due to accidents, damage or other reasons, then you would be in a position to replace your car with the same model, similar year, make, and value. Besides the car or personal four-wheeler, you can also get two-wheelers insured with IDirect Insurance for coverage against loss and damage.
IDirect also provides short term insurance solutions including car insurance, property insurance and personal insurance.  When you are looking for automobile coverage, Absa iDirect is a good choice because of the comprehensive coverage they provide to vehicle owners. The insurance policies of the company cover many outstanding features that come standard with your automobile’s insurance policies. If the need arises the retail value policy of this company would replace your car with one that is similar.
That is something interesting that you can find with iDirect Insurance. While other insurance companies are busy trying to cut costs on your claim, this company, if the need arises, brings to you the exact car that you lost in an accident, or has been stolen. Now that is called dedicated insurance service! The insurance company has no extra policies or coverage for car radios or tapes provided that they come equipped with the vehicle. However for expensive music systems and other valuable accessories of the vehicle you have to obtain additional coverage policies.
Premium rates are general and contemporary to the other insurance companies that judge your premium, based on the parameters such as the vehicle condition, car history, your driving history and geographical location. However, the flat excess system of iDirect is different from others and is not based on percentages.

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